Cashless Schools.
AI-Driven Learning.
Collect fees. Teach with AI. Access loans. One platform.
SECURITY & COMPLIANCE
Built on Trust
Banking-grade security. Zero compromise.
100%
DATA COMPLIANCE
NDPR Compliant
Data protected
CBN
LICENSED & REGULATED
WEMA Bank Partner
CBN-licensed
99.9%
PLATFORM UPTIME
99.9% Uptime
Always on
<24h
TO GO LIVE
Live in 24 Hours
Collect fast
Features
Built for Modern Schools
One login. Zero complexity.
Fee Collection. Zero Manual Work.
Each parent gets a dedicated virtual bank account. They save and pay anytime — even little by little. Every payment auto-reconciled and receipted.
Dedicated Virtual Accounts
One account per parent. All children covered. Zero confusion.
Smart Reminders
Automated SMS, WhatsApp & email before due dates.
Instant Receipts
Receipts the moment payment lands.
Real-time Reports
Live dashboards. Know what's paid and what's outstanding.
Greensprings Academy — Live
₦12,450,000
Collected
₦12.4M
Pending
₦2.1M
Rate
98%
Adebayo O.
JSS 2A
₦125,000
Chidinma E.
SS 1B
₦95,000
Ibrahim M.
JSS 3C
₦80,000
How It Works
Live in Under 24 Hours
No IT team. No setup. Sign up and go.
Register Your School
Create a free account in minutes. Complete your profile and KYC — no cost, no card.
✓ Free, no card requiredAdd Parents & Assign Accounts
Import students via CSV or add manually. Each parent gets a unique virtual account for all their children.
✓ Bulk import up to 5,000 studentsCollect Automatically
Parents fund anytime — even small installments. Every payment auto-reconciles with instant receipts.
✓ Collecting within 24 hoursFree Onboarding Support
Our team guides you through setup — free, Mon–Sat, 8am–6pm.
Loans for Schools & Parents
Affordable capital loans via WEMA Bank. Power school growth. Keep every child in school.
School Capital Loans
Affordable capital to grow your school — expand, equip, or bridge cash flow. Powered by WEMA Bank.
Low APR
Competitive Rates
WEMA Bank
Secured via
School Fees Loan
Pay school fees now with a flexible, affordable repayment plan. Education never stops.
Flexible Plans
School Fees
WEMA Bank
Powered by
Built for Everyone
Built for Schools. Loved by Parents.
Two sides. One platform.
For Schools
Fee collection, AI teaching, class management, and reports — free forever.
For Parents
Save towards fees little by little via your dedicated virtual account. Know what you owe and what's paid.
Trusted by Schools
Real Results. Real Schools.
Schools and parents across Nigeria, on Payducate.
"No more chasing parents or reconciling statements. Our collection rate jumped from 65% to 94% in one term."
📊 Collection rate: 65% → 94%
Mrs. Adaeze Okonkwo
Principal, Greensprings Academy, Lagos
"The AI lesson generator saves our teachers hours every week. Teaching quality is up. Students are more engaged."
📊 Teacher prep time: -60%
Mr. Babatunde Adeyemi
Director, Crown International School, Abuja
"I pay fees in small amounts from my phone. No more term-start panic. Receipts come instantly."
📊 Zero missed fee deadlines
Mrs. Ngozi Okafor
Parent, Lagos
Your School.
In Your Pocket.
Pay fees instantly. Track grades in real-time. Get updates. All from the app.
Smart Alerts
Instant notifications
Quick Pay
1-click fee payments
Live Tracking
Academic progress
Bank-Grade
Secure transactions
Fee Paid
₦45,000
Math Result
Score: A+
Good morning,
David's Dad
Virtual Account (FCMB)
₦125,000
Recent Updates
See allTerm Fee Paid
Receipt #4920
New Result: Math
Score: 92%
Transform Your Fee Collection
Join hundreds of Nigerian schools automating collections, teaching with AI, and offering fee loans.
No card required. NDPR compliant. Powered by WEMA Bank.
🏦 New: School & Parent Loans via WEMA Bank
Learn More